Office Listings

190 Chipman Lane
Annapolis County Waterloo Lake B0S 1P0

$279,900
Residential beds: 3 baths: 0.0 1,001 sq. ft. built: 1989

Lake side of cottage
Photo 1: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 2: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 3: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 4: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 5: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 6: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 7: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 8: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 9: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 10: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 11: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 12: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 13: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 14: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 15: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 16: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 17: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 18: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 19: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 20: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 21: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 22: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 23: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 24: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 25: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 26: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 27: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 28: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 29: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 30: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 31: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 32: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 33: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 34: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 35: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 36: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 37: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 38: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 39: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 40: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 41: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 42: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 43: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 44: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 45: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 46: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 47: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 48: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Photo 49: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
Status:
Active
Prop. Type:
Residential
MLS® Num:
202515551
Bedrooms:
3
Year Built:
1989
This adorable lakefront cottage nestled in the woods offers the perfect private getaway, fully move-in ready and ideal for family retreats or peaceful weekends on beautiful Waterloo lake. The main cottage sleeps six comfortably, with an additional children’s bunkie for extra space. It comes with everything you need to move in and start relaxing—just bring your personal items! Enjoy all the lake has to offer with great swimming, boating, kayaking, and fishing right off your own dock—plus paddle boats included. The property features an outdoor shower, an outhouse (no septic yet, but plenty of room to install one), a dug well for water, and an outbuilding for storage. Surrounded by nature, this charming retreat provides a serene, secluded setting where you can truly unwind and enjoy lake life to the fullest.
Highway 10 to Chipman Lane, follow to Civic
Listing Sub-Area:
Annapolis County
Property Type:
Residential
Residential Type:
Cottage / Rec. Properties
Residential Style:
Detached
Title To Land:
Freehold
Home Style:
Cottage/Camp
Exterior Finish:
Wood Shingles
Year built:
1989 (Age: 36)
Age:
36
Bedrooms:
3
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Full Bathrooms:
0
Half Bathrooms:
0
Main Living Area:
1,001 sq. ft.
Floor Area:
1,001 sq. ft.
Building Dimenions:
20 x 30
Prop Size:
1 to 2.99 Acres
Lot Size:
1.42 acre(s)
Zoning:
MX
Water Supply:
None
Sewer:
None
Foundation:
Poured Concrete, Piers
Floor Finish:
Other
Roof:
Asphalt Shingle
New Constr.:
No
Basement:
None
Heating:
Stove
Fuel:
Wood
Utilities:
Electricity, Telephone
Garage:
None
Parking Description:
Single driveway
Driveway:
Gravel, Single
Floor
Type
Size
Other
Main Floor
Foyer
12'11" × 12'2"
Main Floor
Kitchen
9'3" × 8'11"
Main Floor
Living Room
15'10" × 10'7"
Main Floor
Dining Room
12'2" × 10'7"
Main Floor
Primary Bedroom
12'2" × 10'4"
Main Floor
Bedroom
9'4" × 9'4"
Main Floor
Bedroom
15'3" × 9'10"
Wood Stove(s), See Remarks
Shed
None
Stove, Freezer, Microwave, Refrigerator
Not Landscaped, Sloping/Terraced, Wooded/Treed
Lake
Yes
168'5"
Access: Lake, View: Lake
188 CHIPMAN LANE LOT 13 WATERLOO LAKE DWELLING
Assessment:
236500.0
Assessment Year:
2025
Rental Income:
Potential
Possession Info:
Negotiable
Listed Date:
Jun 24, 2025
Days on Mkt:
22
  • Photo 1: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Lake side of cottage
  • Photo 2: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Lake side of structure
  • Photo 3: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Back Of Structure
  • Photo 4: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Kitchen
  • Photo 5: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Kitchen
  • Photo 6: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Kitchen
  • Photo 7: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Living Room
  • Photo 8: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Living Room
  • Photo 9: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Stairs
  • Photo 10: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Living Room
  • Photo 11: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Living Room
  • Photo 12: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Kitchen
  • Photo 13: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Living Room
  • Photo 14: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Kitchen
  • Photo 15: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Kitchen
  • Photo 16: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Kitchen
  • Photo 17: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Dining Area
  • Photo 18: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Dining Area
  • Photo 19: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Other
  • Photo 20: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    veiw of upstairs
  • Photo 21: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Bedroom
  • Photo 22: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Bedroom
  • Photo 23: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Bedroom
  • Photo 24: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Bedroom
  • Photo 25: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Bedroom
  • Photo 26: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Bedroom
  • Photo 27: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Bedroom
  • Photo 28: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Bedroom
  • Photo 29: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Bedroom
  • Photo 30: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Back Of Structure
  • Photo 31: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Side Of Structure
  • Photo 32: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Aerial View
  • Photo 33: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Aerial View
  • Photo 34: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Out Buildings
  • Photo 35: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Aerial View
  • Photo 36: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Aerial View
  • Photo 37: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Yard
  • Photo 38: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Yard
  • Photo 39: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    BUNKIE FOR KIDS
  • Photo 40: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Bunkie for kids
  • Photo 41: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Aerial View
  • Photo 42: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Outhouse
  • Photo 43: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Deck
  • Photo 44: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Deck
  • Photo 45: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Deck
  • Photo 46: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Outdoor shower
  • Photo 47: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Other
  • Photo 48: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    Dock
  • Photo 49: 190 Chipman Lane in Waterloo Lake: Annapolis County Residential for sale (Annapolis Valley)  : MLS®# 202515551
    View

Virtual Tour

Data was last updated July 16, 2025 at 07:20 PM (UTC)
Area Statistics
Listings on market:
231
Avg list price:
$379,000
Min list price:
$35,000
Max list price:
$3,750,000
Avg days on market:
61
Min days on market:
1
Max days on market:
555
Avg price per sq.ft.:
$257.63
These statistics are generated based on the current listing's property type and located in Annapolis County. Average values are derived using median calculations. This data is not produced by the MLS® system.
Heather Nauss